pfiLOANS.com is the easy way to find the cash you need in Texas when you need it.
You're looking for cash to pay bills, to buy a car or maybe do some work around the house? pfiLOANS.com has the TX lenders you're looking for.
By using our free service, you can find the best lenders in Texas and arrange for the most desirable deals. We've helped thousands of people from Texas just like you to get the money they need.
Finding the perfect loan in Texas can be tricky if you aren't familiar with them. Each person's financial circumstances are different which means we will work with you to find the right terms to meet your needs. With our easy process, you will get the following benefits:
- The lowest rates in the TX loan industry.
- Instant decision! 94% approval rate for Texas!
- No hidden fees! No hassles! No fuss!
- Getting loans approved regardless of poor or bad credit.
- No faxing for most TX customers.
- 24/7 Fast online loan approval.
- Dedicated customer service team.
Surprisingly, even with numerous laws, Texas is still the most expensive state for cash advances. According to Pew Charitable Trusts, a $300 cash advance would cost nearly $701 in Texas. That’s the highest amount you’d pay in the country for a loan of that size.
There is no maximum loan amount in Texas. So, it’s up to you and your lender to decide on a dollar amount that works for you. Your loan term can be from seven to 31 days. The maximum finance chargedepends on how much you borrow. There is actually a detailed graphic, attached to Texas Admin Code § 83.604, that’ll help you find the maximum APR for your loan. The maximum APR ranges from 170.33-percent for $350 loan with a 30-day term, to 570.18-percent for a $200 loan with a 7-day term. If you were to take out a 14-day, $100 loan, you would at most pay an $11.87 finance charge.
If you’re unable to pay your debt, you shouldn’t be surprised if your lender threatens you with criminal charges. Lenders use “theft by check” and “bad check” laws to file criminal complaints against people who can’t pay off their cash advance loans. These complaints can lead to arrest warrants and, in some rare cases, actual jail time. (The people who were sent to jail ended up there because they didn’t pay their court fines. So, they weren’t technically imprisoned for debt, which would be a violation of the Texas State Constitution.)
IT'S EASY! It doesn't matter the size of the loan you're looking for, or what your reasons are... pfiLOANS.com may be able to match you with a lender in TX that can help. Fill out the right form to get started.
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pfiLOANS.com does NOT charge Texas consumers for its services, so applying online is free!