pfiLOANS.com is the easy way to find the cash you need in Illinois when you need it.
You're looking for cash to pay bills, to buy a car or maybe do some work around the house? pfiLOANS.com has the IL lenders you're looking for.
By using our free service, you can find the best lenders in Illinois and arrange for the most desirable deals. We've helped thousands of people from Illinois just like you to get the money they need.
Finding the perfect loan in Illinois can be tricky if you aren't familiar with them. Each person's financial circumstances are different which means we will work with you to find the right terms to meet your needs. With our easy process, you will get the following benefits:
- The lowest rates in the IL loan industry.
- Instant decision! 94% approval rate for Illinois!
- No hidden fees! No hassles! No fuss!
- Getting loans approved regardless of poor or bad credit.
- No faxing for most IL customers.
- 24/7 Fast online loan approval.
- Dedicated customer service team.
In Illinois, the maximum loan amount is 25-percent of your monthly income, up to a $1,000 maximum. So, you’d have to make $4,000 a month to be qualified for a $1,000 cash advance. Even if you bring home $4,000 a month, that doesn’t necessarily mean you’d be offered a $1,000 advance, since it’s up to the lender to decide how much they are going to offer you. The maximum finance rate and fees are $15.50 per $100. That means for a 14-day, $100 loan, a lender is allowed to charge you up to a $15.50 finance charge, which would be a 403-percent APR.
The loan term can be 13 to 45 days. You are not allowed to extend your loan. That means no rollovers. You can have up to two outstanding cash advances at one time, but if you add them together the sum can’t be more than 25-percent of your monthly income, up to $1,000 (if you are applying for an installment cash advance, then the max is 22.5-percent of your monthly income).
If you default on the loan, your lender is allowed to charge you a $25 NSF fee. Your lender is not allowed to pursue criminal action against you.
It's easy. It doesn't matter the size of the loan you're looking for, or what your reasons are... pfiLOANS.com may be able to match you with a lender in IL that can help. Fill out the right form to get started.
Cities In Illinois
pfiLOANS.com does NOT charge Illinois consumers for its services, so applying online is free!