Rates & Fees

pfiLOANS is a completely FREE service.

pfiLOANS.com is not a lender or a loan broker. We do not make loan decisions. We are a loan match system. We connect consumers who are looking for payday loans or small installment loans to reputable lenders who compete to offer you the best loan option.

If after registering on the pfiLOANS.com website, you are matched with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically “signed” for the loan.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.

Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information.

pfiLOANS.com does NOT charge consumers for its services, so applying online is free!