Payday loans are meant for emergencies. If you find yourself using them to pay regular bills, you should consider credit counseling, debt-management aid or other type of assistance. There are nonprofit agencies that help consumers who have ongoing, excessive debt.
You begin by filling out the simple form. Your information is then shared with third party lenders who may make you a loan offer. You are under no obligation to accept the offer, but if you do, the lender will provide the instructions to do so. Every third party lender has their own terms and conditions. Please consult these before accepting the loan offer. In particular, check for information on the APR, fees, renewal terms and consequences of non-payment.
If you have any questions about your loan, please contact your lender.
Each third party lender will have its own fees, APR and terms. These charges come directly from the lender and not from pfiLOANS.com.
These fees and charges will be provided to you at the time of the loan offer, if one is made. You are under NO OBLIGATION to accept them. Your loan is accepted by you when you electronically “sign” the offer and send back to the lender.
Read all documents for the terms and conditions of the loan.
- Be at least 18 years of age or older
- Be a U.S. Citizen
- Have a checking or savings account with direct deposit
- Have regular income of at least $1,000 per month
- Must Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps, or Navy (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or less